Debt Structuring: Optimize Your Cost of Capital.
Accessing the right type of debt is crucial for funding growth without diluting equity. Vi.Qualis advises mid-market companies on structuring, negotiating, and securing debt facilities that align with their strategic objectives and cash flow profiles.
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What is Debt Structuring?
Not all debt is created equal. Whether you are funding an acquisition, financing new equipment, or refinancing existing liabilities, the terms, covenants, and cost of capital significantly impact your operational flexibility. Debt Structuring involves analyzing your company’s financial health, determining the optimal capital structure, and securing financing from traditional banks, private credit funds, or alternative lenders.
Capital Structure Analysis
Capital Structure Analysis
Determining the optimal mix of debt and equity for your risk profile.
Facility Design
Facility Design
Structuring terms, covenants, and repayment schedules that align with cash flows.
Lender Negotiation
Lender Negotiation
Running a competitive process to secure the most favorable terms from financial institutions.
Smart Leverage
Why Strategic Debt Drives Growth
Properly structured debt accelerates growth by providing necessary capital while allowing founders and shareholders to retain control. Vi.Qualis helps you navigate the complex lending landscape, ensuring you secure the best possible rates and terms, while avoiding restrictive covenants that could choke your business operations.
Fund expansion or acquisitions without giving up ownership or control.
Avoid restrictive covenants that prevent you from executing your strategic plan.
Optimize your interest expense to increase overall enterprise value.
A Strategy-First Approach to Financing
Success in Action: Refinancing for Expansion
Vi.Qualis advised a logistics company burdened by high-interest short-term debt. We analyzed their cash flow, prepared a comprehensive credit memorandum, and negotiated a new syndicated loan facility. This reduced their interest expense by 2.5% and extended their maturity profile, freeing up cash flow to invest in a new fleet.
Key Outcomes
2.5% Reduction in Interest Expense
Next Steps
Secured Syndicated Loan Facility with Favorable Covenants
What our clients say
We measure success by the impact we create. Hear from businesses that have transformed with Vi.Qualis.
FAQs
Everything you need to know before working with us.
Vi.Qualis starts by understanding the current business structure, identifying risks and inefficiencies, and then building a tailored plan that supports the company's long-term goals.
This service is designed for SMBs, growing companies, and mid-sized businesses that need a clearer, stronger, and more efficient business structure.
Corporate restructuring can include financial structure, ownership structure, legal entities, governance, operations, internal processes, business units, and cost centers.
No. Restructuring is often used by healthy companies that want to improve efficiency, prepare for growth, simplify operations, or align the business with a new strategy.
A company should consider restructuring when its current structure creates complexity, slows decision-making, increases costs, or no longer supports its goals. It can also be useful before growth, investment, succession, or M&A activity.
Build a Clearer Financial Foundation for Your Business.
Strong accounting and tax planning help your business stay compliant, reduce uncertainty, and make better decisions. Vi.Qualis helps you bring clarity, structure, and strategy to the numbers that guide your company.